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Track Side-Hustle Income and Expenses Without Linking Bank

Track side-hustle income by uploading the statements from the account you use for it. LedgerLens categorizes transactions by merchant and exports a clean income-vs-expense summary.

March 31, 2026
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3 min read

Track side-hustle income by uploading the statements from the account you use for it. LedgerLens categorizes transactions by merchant and lets you export a clean income-vs-expense summary — no bank login required. Upload statements from your delivery, freelance, or rental account; AI separates side-hustle transactions by keyword and merchant. Start free at ledgerlens.com.

Which statements do I upload?

Upload the statements for the bank account or credit card you use for your side hustle. If you have a dedicated side-hustle account (common for Etsy sellers, rideshare drivers, or Airbnb hosts), download those statements directly. If you run side-hustle income through a personal account, upload that statement and sort by merchant — LedgerLens will flag the side-hustle deposits and expenses for review.

How does LedgerLens separate side-hustle transactions?

LedgerLens AI categorizes by merchant name, transaction amount, and pattern. You can bulk-mark any merchant as “business” — so if you get weekly DoorDash deposits, marking that merchant once tags all future instances. For mixed accounts, you'll typically spend 10–15 minutes on first review to establish your business vs. personal split; subsequent months take far less.

How do I see income vs. expenses?

The LedgerLens dashboard shows income (deposits) and expenses (debits) separately by category and by month. For side hustles, you can filter to the “business” slice and see your net income at a glance. The export includes both income and expense columns so your accountant sees gross revenue and deductible costs without manual tallying.

Can I track multiple side hustles?

Yes. Upload statements from each account associated with each hustle. If you run multiple hustles through one account, use LedgerLens categories to tag each income source separately — e.g., “Etsy income,” “rideshare income,” “consulting.” The dashboard shows a breakdown by category so you can see net income per hustle.

How much does it cost?

The free Starter tier lets you upload statements and review categorized transactions. Plus is $12/month ($120/year) and unlocks CSV export — the file you need to pass to a tax preparer or import into TurboTax Self-Employed. Pro is $19/month ($190/year) for advanced reporting. See pricing.

How does this help with side-hustle taxes?

Upload 12 months of statements, tag side-hustle income and expenses, and export a CSV for Schedule C. The export includes transaction date, merchant, amount, and category — the columns your accountant needs for 1099 income reporting. No bank login, no credential sharing, no third-party aggregator. See the full tax-season prep guide for the complete workflow.


Get started: Upload a statement from your side-hustle account and get income and expenses categorized in minutes. Free tier, no card required.

Ready to try it?

Try LedgerLens Free

Upload your bank statement and see where your money actually goes. No bank login required — your credentials stay with you.